I am a Chartered Accountant (CA) and CFA (USA) by qualification. After having worked for initial 6 years post qualification in the areas such a corporate banking and project finance, I got an opportunity to work under a behavioral economist (who now is my mentor) for 2 years in my previous employment where I learnt the art of value investing.

I founded Centra in 2018, and today we manage 80+ crores AUM. Me and my wife Manali run the firm together and our team consists of 6 more people, who are largely into research. Our only focus is to find strong investible equity stock idea.

We are hardcore value investors and pure fundamentalist. Our USP lies in finding stock ideas through our robust research process which includes understanding the business and their processes, understanding the sector in which the company is operating, understanding business cycles, understanding various decisions that the company has taken in the last decade, meeting the management, doing plant/factory visits, etc. This is a fairly exhaustive process, and we usually take few months, to even form an opinion on any business.

The facts are with everyone, beauty lies in forming an opinion. We form opinions based on our understanding of the company which helps us in taking decisions whether to invest or not. We are of the opinion (given past market history), that a 15% CAGR number if achieved sustainably (across cycles), over long periods of time, is a good number to create sizeable wealth. While equity markets are known to be volatile (the value of investment moves up and down sizably during various events), it is known to create good wealth over long period of time.

The key in making wealth from equity stock market investing is 1) finding good stocks, 2) holding them tightly and 3) eventually when those stocks start moving favorably over large time frames.

I am a strong believer (and preacher) of the fact that we just need few (2 or 3) big sizeable bets to create generational wealth.